Medical and Dental Professionals

Whether you’re employed by the NHS, working as a locum, or self-employed with both NHS and private setting, our expert team provides tailored advice to help you pay less tax and stay compliant, so you can focus on your patients.

Expert Accountancy Services for NHS Medical and Dental Professionals in Scotland

Omer Adam Accountants Glasgow specialise in providing tailored accountancy and tax advisory services for NHS Scotland doctors, dentists, pharmacists, GPs, and hospital consultants. With a deep understanding of the unique financial challenges facing healthcare professionals, their expert team offers practical solutions to resolve tax issues, optimise tax planning, and ensure compliance with the latest regulations.

Comprehensive Tax Issue Resolution

Many NHS professionals encounter problems with incorrect tax codes, which can lead to overpayment or underpayment of income tax. Omer Adam Accountants assist clients in identifying and correcting erroneous tax codes, liaising with HMRC on their behalf to secure refunds or rectify underpayments swiftly. Their proactive approach ensures that your tax affairs are managed accurately, giving you peace of mind and freeing up your time to focus on patient care.

Strategic Tax Planning and Reduction of Liabilities

Scottish healthcare workers often face higher tax rates, paying up to 2% more on the higher income band compared to the rest of the UK. Omer Adam Accountants devise bespoke tax planning strategies to mitigate this increased liability. They help you maximise allowable deductions and reliefs, structure income efficiently, and make the most of available benefits - minimising your tax burden while remaining fully compliant with Scottish tax laws.

Scottish Income Tax Rates

Income tax rates and bands in Scotland differ from those in the rest of the UK. For the 2025/26 tax year, the rates are:

Band	Taxable Income	Tax Rate
Starter Rate	£12,571 – £14,732	19%
Basic Rate	£14,733 – £25,688	20%
Intermediate Rate	£25,689 – £43,662	21%
Higher Rate	£43,663 – £75,000	42%
Top Rate	Over £75,000	47%

Pension Advisory Services

Navigating NHS pension schemes can be complex, especially given frequent changes to pension rules and annual allowance limits. The Omer Adam Accountants team provides clear guidance on pension contributions, annual and lifetime allowance calculations, and the impact of pension taxation. They support NHS professionals in understanding their pension options, planning for retirement, and avoiding unexpected tax charges related to pension growth.

Specialist Support for Locum, GP, and Consultant Income

Many NHS doctors and consultants supplement their income with locum work or private practice. Omer Adam Accountants offer specialist advice on managing multi-source income, claiming legitimate business expenses, and ensuring accurate reporting for self-assessment tax returns. They also advise on the most tax-efficient business structures, whether as a sole trader, partnership, or limited company.

Ongoing Compliance and Practical Support

Beyond annual tax returns, Omer Adam Accountants provide ongoing support for NHS professionals, including guidance on changes in tax legislation, assistance with HMRC queries, and advice on record-keeping for both personal and practice finances. Their commitment to high standards ensures that Scottish healthcare workers remain compliant and financially secure year-round.

Why Choose Omer Adam Accountants?

Expert knowledge of NHS pay structures, pensions, and tax codes

Efficient resolution of tax code errors and HMRC disputes

Tailored tax planning to reduce liabilities, including strategies for higher Scottish tax bands

Comprehensive pension advisory services

Specialist support for locum, private practice, and consultancy income

Ongoing compliance and regulatory guidance

By connecting healthcare professionals at networking events, we have supported many individuals in the medical field within the following organisations:

NHS Scotland

British Society of Dental Hygiene and Therapy Scotland

British Dental Association

British Association of Dental Nurses

Scottish Dental Association

Scottish Society of Physicians

Royal College of General Practitioners

Community Pharmacy Scotland

Health and Social Care Scotland

British College of Aesthetic Medicine (BCAM)

Download our tax guide for NHS Doctors and Consultants

Download our MTD Guide for Dentists

By partnering with Omer Adam Accountants, NHS Scotland doctors, dentists, pharmacists, GPs, and consultants gain access to trusted expertise that safeguards their financial wellbeing and allows them to concentrate on delivering exceptional healthcare. Contact Omer Adam Accountants Glasgow today to find out how their specialist services can benefit you.

Professional and established accountants who understand your needs.

We provide a range of accountancy services for individuals and businesses.

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